Are you into young marriage?
Let’s say 19-24 years old ay kasal na?
Okay naman ito. Wala namang bawal.
Nasa tamang edad naman na
para malaman kung ano ang pinapasok.
Pero kadalasan, since bata pa,
hindi masyado napapag-usapan ang buhay pinansyal.
Reality speaking, more on, naka-focus pa lang
sa ‘pagmamahalan’ na meron sa isa’t isa.
Again, this is fine.
But it is also important na maging bukas
ang ating mga mata tungkol dito.
Sooner or later, you need to deal
and prepare for it para hindi pagmulan
ng hindi pagkakasundo, away, o
hiwalayan ng dahil lang sa pera.
Protect your marriage!
Here’s what you need to do:
DISCUSS YOUR CURRENT FINANCIAL SITUATION
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Ikaw ba ay breadwinner ng pamilya
at ikaw lang ang inaasahan nila?
Meron ba sa inyo ang may utang pa
sa eskwelahan na kailangang hulog-hulugan?
Siya ba ay merong credit card
na hindi pa fully paid?
Be honest by telling one another.
Wala na dapat sinisikreto
para sabay din masolusyunan
at hindi magkagulatan.
CREATE A CASH FLOW SYSTEM young marriage
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How much do you earn?
Ano naman yung expenses mo?
List it all down at ganoon din siya.
Parang comparing notes kung baga.
Dito natin malalaman kung
saan napupunta usually ang ating pera.
Ikaw ba ay mahilig mamili ng mga damit?
Eh siya, mahilig ba sa gadgets?
By doing this, you can compromise
up to what amount lang ang
pwede gastusin. O tuwing kailan lang
bibili now that your finances are combined.
DISCUSS YOUR FUTURE GOALS young marriage
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Ngayong kasal na kayo, okay pa…
Stable pa ang gastusin.
But what are your plans for the future kapag:
- You decide to have kids?
- One of you wants to study?
- Naisipan ninyo mag-business or invest?
Doing so will help you and your spouse
plan ahead kapag dumating na
yung time na you want any of these to happen.
“Pag-usapan ng maaga ang tungkol sa pera para hindi pagtalunan sa huli.”
-Chinkee Tan, Filipino Motivational Speaker
THINK. REFLECT. APPLY.
- Ikaw ba ay maaga nakasal?
- Napag-usapan ninyo na ba ang inyong buhay pinansyal?
- Paano ninyo ito pinanghahawakan?
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