ANONG HADLANG SA IPON CHALLENGE MO?

Ano ang mga bagay na humahadlang sa’yo
para gawin ang IPON CHALLENGE?

Dahil ba sa nakakalulang 52 weeks
na dapat may maihulog every week sa Ipon Can?
Dapat complete para makuha ang target
na almost P90,000 after the challenge?

Baka hindi magkandarapa
kung saan pwedeng makakuha
ng P1,000, P500, P100, P50, P20, sampung piso,
limang piso at piso para lang makumpleto?

O kaya naman hindi consistent sa pag-iipon…

DAHIL MILKTEA IS LIFE hadlang

(Photo from this link)

Nakailang “Ititigil ko na talaga ito!” na ba tayo sa ating sarili?
Yung dapat until 5 flavors lang ang titikman sa isang buwan.
Pero naging 5 flavors a week!
Which sums up to almost P500 just for the milktea!
Halos everyday laman na pala tayo ng tea shops.

Kung ganito ang gatusin natin alone for the milktea
at every week pa, we spend like P2,000 in a month,
which we can spend to other with higher functions.
O kaya naman ay malaking additional sa pag-iipon.

Pero sa pagkakaalam ko, hindi rin maganda
ang pag-inom ng tsaa araw-araw.
Don’t get me wrong, but this is according to some researches.
Baka katulad ng ibang paalala,
we might care to drink milktea moderately?

BUT MANGO FLOAT IS LIFER hadlang

(Photo from this link)

Umuuso na rin talaga itong mango float.
Kung dati ay makikita lang natin ito
sa platito with matching additional milk on top,
laging present sa special gatherings at birthdays.

Ngayon ay pwede nang on-the-go
and very convenient sa tao ang mango float!
Marami nang food stalls ang nagsusulputan dahil dito.
Kung may milktea ang iba, nag-eenjoy naman ang iba dito.

Mango float in a cup ranges from P55.00 to a hundred.
Kung hindi natin matiis ang sarap at tamis nito,
an average person can buy the same food
twice a day, which means we can spend P110.00 a day.
Then if balak natin araw-arawin ang mango float,
we can spend almost P1,500.00 alone for this dessert.

If milktea and mango float retain in our habit,
no doubt kung hanggang ngayon
ay struggle pa rin sa Ipon Challenge.

AMONG ALL, TRAVEL IS STILL THE LIFEST hadlang

(Photo from this link)

Yet nothing beats traveling, #goals, #ootd, etc.
Still there are some people who chose to treasure experiences.
Kaya lang ay sa sobrang kaka-travel,
minsan may mga pagkakataon
na pati ang initial ipon sa lata ay nadadali.

After a year, ma-re-realize na lang natin
na iyong lahat ng inipon from
our Ipon Challenge ay bankrupt na.

I’m not saying that traveling is wrong,
but please make sure first that if we wish to travel,
dapat ang ipon natin ay sapat para pang travel.

Sa madaling sabi, kung gugustuhin nating mag-ipon,
dapat ay matuto tayong disiplinahin ang sarili.
Sabi nga nila, kung gusto may paraan,
kung ayaw maraming dahilan.
Pero kung tunay kang nag-iipon…

“Walang hadlang sa taong nag-iipon nang tunay at masinsinan.”
-Chinkee Tan. Filipino Motivational Speaker.

THINK. REFLECT. APPLY.

• Malapit mo na bang makumpleto ang Ipon Challenge?
• What are you saving for this time?
• Will you do the Ipon Challenge again next week?

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