Madalas akong matanong kung paano ba maging matagumpay sa pagma-manage ng pera.
If you really want to become financially independent, you should learn how to budget your money wisely.
One key component sa pagba-budget is learning how to SAVE.
Ano ba para sa iyo ang characteristics ng ‘good’ saver?
Una…
MAY KONTROL
People who know how to save are well-disciplined. They know when to say NO and and when to say YES.
Kung hindi kailangan, they will just leave and walk away from it.
Kung kailangan naman, titingnan muna kung necessary ba talagang bumili kaagad o baka mayroon pang alternatibo.
MATIPID
Gastos dito, gastos doon.
‘Yan kadalasan ang habit natin because we don’t want to feel deprived. Pakiramdam kasi natin, we have the right to spend it all NOW dahil tayo naman ang nagpakahirap para dito.
Not for the savers. Yes, they reward themselves from time to time. But more than this, their TRUEST and most VALUABLE reward ay ‘yung makukuha nila in the future out of pagtitipid, pagtitiyaga, at paghihintay.
MAY PLANO
Organized. Detailed and specific.
Alam nila kung ano ang mga priorities at hindi.
Alam nila kung ano ang mga needs at wants.
Alam nilang hindi sila dapat magpatukso at pumasok sa utang.
As much as possible, ayaw nilang masira ang kanilang budget dahil ayaw nilang mabuhay sa stress.
Kaya lahat ay nakalista, naka-record, at nakaplano.
THINK. REFLECT. APPLY.
Anong klaseng saver ka?
Which of these qualities do you possess?
Ano pa sa tingin mo ang kulang o dapat ma-improve?
P.S.
Kung gusto mong maayos ang personal finance mo at maayos ang pagba-budget mo, I’m inviting you to be a part of my event on November 30, 2016.
This will be my last public seminar for the year.
Click here to receive a P1,000 discount: http://ow.ly/P7pI305ZVLA.
Chinkee Tan Books
MY BOOKS WILL TEACH YOU ABOUT FINANCIAL LITERACY, LIVING A DEBT-FREE LIFE AND HOW TO HAVE A POSITIVE LIFESTYLE! ALWAYS CHINK POSITIVE!
Upcoming Events
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